Education Mutual provides a proven, innovative way to manage staff absence protection for Schools and Trusts. We’ve revolutionised how the staff absence insurance market operates, ensuring that schools, their budgets and their staff are all supported through a non-profit making alternative.
Non-profit making
We’re a non-profit making organisation that reinvests all surplus funds back into the education sector
Member-owned
We run solely for the benefit of our member schools, rather than any profiting shareholders
Exclusive Provider
Education Mutual are proud to be the new provider of NAHT Wellness and Protect
Our ethos allows us to provide an affordable solution to prevent and reduce staff absences, alongside adding value to each membership. Explore Education Mutual in further detail below:
Healthcare Services
All member schools access a wide range of health and wellbeing services at no additional cost
We take great pride uniting our member schools, offering an opportunity to network,
share knowledge, and build a sense of community among their educational institutions.
Meet the Board of
Education Mutual
The Education Mutual board are made up of School Business Leaders and Head Teachers like yourselves who want the best for their school budgets, and share the same frustrations with the absence insurance market.
They ensure that every member has a voice to provide a community-driven alterative to staff absence insurance.
Frequently Asked Questions
If you can't find the answer to your question, please don't hesitate to contact us at 01623 287840. We're here to help!
“How does Education Mutual work as opposed to insurance?”
Unlike staff absence insurers, Education Mutual is member-owned. Our board is made up of School Business Professionals enabling a more adaptable and personalised approach in meeting the distinct needs of our member schools. Through the power of discretion, we have the ability to pay additional claims that are typically declined by insurers who follow strict policy wordings.
Furthermore, operating as a non-profit organization allows us to reinvest any surplus funds back into the sector, emphasizing a commitment to educational institutions rather than profit to corporate, shareholders etc .
"Because it's not an insurance contract, will you pay claims?"
Since launching in 2018, Education Mutual has paid 100% of all valid claims. As a non-profit organisation, there is no reason for valid claims to be declined. Our discretional power allows us to pay more claims – meaning more funds paid to your school.
“Are Discretionary Mutuals reliable?”
Yes – A discretionary mutual has the power to pay claims that would be typically declined by staff absence insurers.
Our discretional power allows us to go above and beyond for schools in their time of need – it’s one of the best things about Education Mutual!
“Will your pot of money will eventually run out?"
All Membership Contributions are protected!
We have an excess of loss insurance protecting the fund which pays all valid claims, should claims exceed contributions made by our members.